Lead Product Manager - Product Strategy (Sytems & Journeys) at Moneybox

We’re looking for a Lead Product Manager to establish and own a new function within the Product team, responsible for shaping how complex, intelligence-enabled capabilities are designed and integrated into product experiences. As part of this, the role contributes to shaping the product strategy for AI-enabled platforms and shared capabilities, defining where and how intelligence is embedded across the product, managing dependencies between systems, platforms, and experience architecture, and helping establish clear guardrails for AI usage in line with business, customer, and risk objectives. You’ll work closely with engineering teams responsible for shared product capabilities and Intelligence/ML partners to ensure these capabilities are delivered in a clear, scalable, and reusable way. You will operate as a senior, cross-functional product leader, helping teams design end-to-end solutions that span systems, journeys, and intelligence, and ensuring complex work is considered holistically rather than feature by feature. This is a highly cross-functional, strategic individual-contributor role with broad influence across Product, Decisioning, Engineering, and Senior Leadership. What you'll do • Lead cross-functional shaping of complex initiatives that span shared product capabilities, Intelligence/ML, and customer-facing product teams, ensuring complex work is considered end-to-end across journeys, systems, and intelligence. • Translate customer and product needs into clear system and intelligence designs, influencing how advanced capabilities are applied in real product experiences. • Design and influence end-to-end journey architectures, working closely with Product Leads, Decisioning, and engineering partners to define flows, system boundaries, dependencies, and integration points for high-complexity features. • Establish repeatable ways of working, patterns, and standards for shaping and delivering complex product changes, improving consistency and clarity across teams. • Support squads in adopting intelligence-driven capabilities such as personalisation, guidance, automation, and recommendations, providing clarity on how and when to use them. • Apply strong systems thinking to product discovery and planning, helping teams design horizontally across journeys and capabilities, understand long-term implications, and rework existing structures where needed rather than defaulting to incremental change. • Partner with senior stakeholders across Product, Marketing, Engineering, and Decisioning to ensure complex work aligns with customer outcomes, business priorities, and long-term product strategy, with success measured less by the number of AI features shipped and more by the coherence, reuse, and reliability of intelligence-enabled capabilities across the product. Experience and skills • Essential: • 6+ years’ experience in Product Management, ideally in complex, data-driven, or cross-platform environments. • Strong end-to-end and product thinking: ability to design across journeys, systems, and intelligence layers, and to challenge existing product and architectural patterns in pursuit of better outcomes. • Conceptual understanding of intelligence-driven product design, including areas such as automation, personalisation, recommendations, or context-aware journeys. • Proven ability to shape and deliver high-complexity, cross-team initiatives with clarity and structure. • Confidence partnering with engineering, data, and technical teams without needing to be a deep specialist. • Excellent communication skills, with the ability to turn ambiguity into clear direction for diverse audiences. • Ability to create reusable frameworks, patterns, and ways of working that scale across teams. • Comfort operating as a senior, high-influence individual contributor without direct line management. • Nice to have: • Experience working with ML or AI-enabled product features (e.g. recommendations or intelligent automation). • Exposure to decisioning-style or rule-based systems. • Background in financial products, banking, payments, or regulated environments. • Experience building or scaling shared platforms or internal capabilities. Our Commitment to DE&I: At Moneybox, we promote, support and celebrate inclusion, diversity and equity for all, so that everyone can bring their full selves to work. We believe that diversity drives innovation, and that if our team is representative of our community of customers, we can better support their needs. To ensure our recruitment processes provide an equal opportunity for all applicants to succeed, we encourage you to let us know if there are any adjustments that we can make.  We are open-minded and always willing to go the extra mile to ensure all applicants can present their full self and potential Working Policy: We have a hybrid policy that includes 2 days from our London office and 3 from home. If the role states it is either hybrid or remote candidates must be based within the UK. Visa Sponsorship: At this time we cannot offer visa sponsorship for this role and we cannot consider overseas applications. Please read before you apply! Please note if offered a position, the offer is conditional and subject to the receipt of satisfactory pre-employment checks which we will conduct such as criminal record and adverse credit history checks. As a regulated financial business, an adverse financial history could impact your suitability for the role. If you are aware of anything that could affect your suitability for the role, please let us know in advance. By sending us your application you acknowledge and agree to Moneybox using your personal data as described below.   We collect applicants’ personal data to manage our recruitment related activities. Consequently, we may use your personal data to evaluate your application, to select and shortlist applicants, to set up and conduct interviews and tests, to evaluate and assess the results, and as is otherwise needed in the recruitment process generally. We do not share your personal data with unauthorised third parties. However, we may, if necessary, share your personal data to carefully selected third parties acting on our behalf. This may include transfers to servers and databases outside the country where you provided us with your personal data. Such transfers may include for example transfers and/or disclosures outside the European Economic Area and in the United States of America. If you are unsuccessful in your application, we may keep your details on file so that we can tell you about other suitable vacancies which may be of interest to you when they arise in the future. If you would like to reach us then please email: [Upgrade to PRO to see contact]. If you would rather we did not keep your details on file, you can contact us at: [Upgrade to PRO to see contact]